Master Your Money Without the Overwhelm
Most budgeting courses promise miracles but leave you drowning in spreadsheets. We take a different approach. Our programs starting September 2025 focus on building habits that actually stick, not formulas that look perfect but never work in real life.
Reserve Your Spot
Three Phases, Real Progress
People ask us different questions depending on where they are. Here's how we've organized our approach to match what you're actually going through.
Before You Start
You're curious but maybe skeptical. That's healthy. Most people wonder if another budgeting system is worth their time.
- Will this actually work with my irregular income?
- How much time do I need each week?
- What if I've failed at budgeting before?
- Can I start if I'm already in debt?
During the Program
You're in it now. Some days feel easy, others don't. Questions shift from "will this work" to "how do I handle this specific situation."
- How do I adjust when unexpected costs hit?
- What about seasonal expenses I forgot about?
- How do I get my partner on board?
- When should I review and adjust my plan?
After Completion
The training wheels are off. You've got momentum but want to keep growing. Questions become more nuanced.
- How do I scale this system as income grows?
- Should I start teaching this to my kids?
- What advanced tracking makes sense now?
- How do I maintain habits long-term?
What's Coming in 2025
We run small cohorts because personalized feedback matters. Each program caps at 25 people so you're not lost in a crowd.
Foundations Program
September 15, 2025Perfect if you're starting from scratch or your current system feels chaotic. We build a personalized framework that matches how you actually spend money, not some theoretical ideal. Six weeks of guided work plus three months of check-ins.
Variable Income Mastery
November 8, 2025For freelancers, consultants, and anyone whose paycheck isn't predictable. Traditional budgeting advice doesn't work when your income swings 40% month to month. We teach buffer systems and forecasting that actually handle uncertainty.
Family Finance Coordination
February 3, 2026The hardest part of budgeting isn't math, it's getting everyone aligned. This program helps couples and families build systems that respect individual autonomy while achieving shared goals. Less fighting about money, more productive conversations.
Common Struggles and How We Address Them
These are real obstacles people hit. We don't pretend they're easy to solve, but we've seen what works when you're willing to do the work.
Tracking Feels Like a Chore
"I start strong but lose steam after two weeks. Entering every transaction is exhausting."
Our approach: We automate 80% of tracking through smart categorization and bank feeds. The 20% you manually review? That's where the insight lives. We teach you to focus energy where it matters instead of mindless data entry that burns you out.
Irregular Expenses Derail Everything
"My budget works until the car breaks down or insurance is due. Then I'm scrambling and feel like I failed."
Our approach: Build buffer categories for lumpy expenses from day one. We help you analyze your last 12 months to spot patterns you've been treating as "surprises." Most irregular costs are predictable if you look at the full year instead of month-to-month.
Categories Feel Too Rigid
"I overspend in one category but have leftover budget in another. Moving money around defeats the whole purpose, right?"
Our approach: Forget rigid envelopes. We teach flexible frameworks where spending categories have priorities, not brick walls. If you overspend on groceries but underspend on entertainment, that's data about your real values. Adjust next month instead of forcing yourself into boxes that don't fit.
Partner Coordination Creates Conflict
"We argue about money constantly. One of us wants to save aggressively, the other feels restricted and resentful."
Our approach: Individual discretionary spending is non-negotiable in our system. You need autonomy alongside shared goals. We facilitate conversations about values before diving into numbers, so the budget reflects what you both actually want, not a compromise nobody likes.
Petra Lindstrom
Lead Instructor, Variable Income Specialist
I spent five years as a freelance designer living paycheck to paycheck despite earning decent money. Traditional budgeting advice was useless when my income swung between 30,000 and 90,000 baht monthly. I built systems that worked for uncertainty, then started teaching them.
Now I help people who thought budgeting was impossible with irregular income. The key isn't predicting your exact income—it's building buffers and decision frameworks that handle volatility without constant stress.